# Cliffport Business Capital > Cliffport Business Capital is a small-business funding broker at 2208 Postoffice St, Galveston, TX 77550 (phone (409) 235-9441). It helps businesses in Galveston, TX; Texas City, TX; La Marque, TX; Hitchcock, TX; Bacliff, TX; Dickinson, TX; Santa Fe, TX and across Galveston County, Texas, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Cliffport Business Capital connects you with lending partners; partners make credit decisions and set rates and terms. Cliffport Business Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Cliffport Business Capital does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, does not lend its own money, and does not arrange startup or trucking funding. Key facts: - Business type: small-business funding broker (not a lender) - Address: 2208 Postoffice St, Galveston, TX 77550, United States - Phone: (409) 235-9441 - Apply: https://cliffportbusinesscapital.com/apply/ - Service area: Galveston, TX; Texas City, TX; La Marque, TX; Hitchcock, TX; Bacliff, TX; Dickinson, TX; Santa Fe, TX and all of Galveston County, Texas - Language: English ## Funding options - [Compare Business Funding Options in Galveston, Texas](https://cliffportbusinesscapital.com/business-loans/): Cliffport Business Capital, a small-business funding service in Galveston, TX, compares six options on one page: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is set against how it is repaid, what it can fund and what partners review. - [Working Capital Loans in Galveston, TX and Across Galveston County, TX](https://cliffportbusinesscapital.com/business-loans/working-capital/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains working capital loans for payroll, supplier bills and thin months: how partners size the amount, whether it is short or long term, how it differs from a credit line or a cash advance, and which records they may review. - [Business Term Loans in Galveston, TX and Across Galveston County, TX](https://cliffportbusinesscapital.com/business-loans/term-loans/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains business term loans: one lump sum repaid in fixed installments, used for expansion, second locations, renovations and business acquisitions. The page covers what partners review, how to size the request, and how permits and timelines affect the plan. - [Business Lines of Credit in Galveston, TX and Across Galveston County, TX](https://cliffportbusinesscapital.com/business-loans/line-of-credit/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains business lines of credit: a revolving limit you draw on and repay, used for uneven months, recurring supplier bills and short payroll gaps. It covers qualifying, collateral, timelines, tax and payroll use, and how a line compares with a business credit card. - [Inventory Financing in Galveston, TX and Across Galveston County, TX](https://cliffportbusinesscapital.com/business-loans/inventory-financing/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains inventory financing: money for stock bought before it sells, which can be secured by the goods. It covers how the product works, which shops use it, a worked boutique example, and what partners ask about turnover and margins. - [Equipment Financing and Leasing in Galveston, TX and Galveston County, TX](https://cliffportbusinesscapital.com/equipment-financing/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains equipment financing and leasing: used equipment, restaurant kitchens, contractor machinery and practice equipment. It compares leasing with buying, covers how long equipment loans run, and lists what partners want on a quote. - [Merchant Cash Advances in Galveston, TX and Galveston County, TX](https://cliffportbusinesscapital.com/merchant-cash-advance/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains merchant cash advances: a purchase of part of a business's future card or bank receipts, not a loan. The page covers how factor rates and holdbacks work, how to total the cost, the debt-like obligations it creates, and alternatives worth comparing. ## Industries - [Business Funding by Industry in Galveston, TX](https://cliffportbusinesscapital.com/industries/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains how funding needs differ by industry, from restaurants and hotels to clinics, contractors, shops, salons, daycares and gyms. Fourteen business types have their own page, and partners consider businesses across most industries. - [Funding Options for Contractors and Builders in Galveston County, TX](https://cliffportbusinesscapital.com/industries/construction/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for contractors and builders: covering materials and payroll between draws, living with retainage, financing machinery, and choosing between a credit line and working capital, with Galveston County, TX construction counts. - [Funding Options for Retailers in Galveston County, TX](https://cliffportbusinesscapital.com/industries/retail/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for shops: boutiques and clothing stores, hardware and building supply, furniture and general merchandise. It covers how stock ties up cash, fixtures and point-of-sale systems, liquor store purchases and retail cash flow, with Galveston County, TX figures. - [Funding Options for Restaurants in Galveston County, TX](https://cliffportbusinesscapital.com/industries/restaurants/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains restaurant funding: kitchen equipment, commercial kitchen remodels and dining-room renovations, payroll gaps and buying an existing restaurant. It uses Galveston County, TX Census counts for full-service and limited-service restaurants. - [Funding Options for Physician Practices in Galveston County, TX](https://cliffportbusinesscapital.com/industries/medical-practices/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for physician practices: opening a private practice, buying or refinancing medical equipment, covering the wait for insurance payments, and buying into or acquiring a practice, with Galveston County, TX physician office counts. - [Funding Options for Gas Stations and Convenience Stores in Galveston County, TX](https://cliffportbusinesscapital.com/industries/gas-stations-convenience-stores/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for gas stations and convenience stores: buying a station, stocking the store, financing coolers and equipment, and handling fuel payments, with Galveston County, TX counts for both business types. - [Funding Options for Auto Repair Shops in Galveston County, TX](https://cliffportbusinesscapital.com/industries/auto-repair/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for auto repair shops: automotive lifts and diagnostic equipment, parts inventory, working capital for payroll and fleet accounts, and buying an existing mechanic shop, with Galveston County, TX counts for repair businesses. - [Funding Options for Chiropractic, Therapy and Optometry Practices in Galveston County, TX](https://cliffportbusinesscapital.com/industries/chiropractors-and-therapists/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for chiropractors, physical therapists, optometrists and similar practices: opening a practice, buying one, and financing tables, rehab and exam equipment, with Galveston County, TX counts for offices of other health practitioners. - [Funding Options for Insurance Agencies in Galveston County, TX](https://cliffportbusinesscapital.com/industries/insurance-agencies/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for insurance agencies: buying a book of business or a whole agency, how acquisition financing works, hiring producers, and smoothing commission timing, with Galveston County, TX counts for insurance agencies. - [Funding Options for Dental Practices in Galveston County, TX](https://cliffportbusinesscapital.com/industries/dental-practices/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for dental practices: what goes into opening a practice, acquiring one, financing chairs, imaging and sterilization equipment, and office buildouts, with Galveston County, TX counts for offices of dentists. - [Funding Options for Coffee Shops and Cafes in Galveston County, TX](https://cliffportbusinesscapital.com/industries/coffee-shops/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for coffee shops and cafés: the equipment a shop needs, espresso machine financing options, buildouts, opening working capital and how card-heavy sales affect the choice of product, with Galveston County, TX counts. - [Funding Options for Grocery Stores in Galveston County, TX](https://cliffportbusinesscapital.com/industries/grocery-stores/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains grocery store financing: refrigeration and shelving, stocking perishable and shelf-stable goods, remodels, and buying an existing store, with Galveston County, TX counts for grocery stores, and explains why a county average hides differences in store size. - [Funding Options for Law Firms in Galveston County, TX](https://cliffportbusinesscapital.com/industries/law-firms/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains law firm financing: lines of credit for case costs and uneven collections, working capital, partner buy-ins and office buildouts, with Galveston County, TX counts for legal services firms, where most employers have fewer than five people. - [Funding Options for Salons and Barber Shops in Galveston County, TX](https://cliffportbusinesscapital.com/industries/salons/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for beauty salons, nail salons and barber shops: stations and chairs, buildouts, buying an existing salon and what opening a barber shop involves, with Galveston County, TX salon counts and no-payroll firm figures. - [Funding Options for Hotels and Motels in Galveston County, TX](https://cliffportbusinesscapital.com/industries/hotels-motels/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains hotel and motel funding: furniture, fixtures and equipment (FF&E) financing, renovations, buying a motel, and what hotel financing lenders review, with Galveston County, TX counts for traveler accommodation and a link to the hotel loan calculator. ## Guides and calculators - [Business Funding Guides and Tools for Galveston, TX Owners](https://cliffportbusinesscapital.com/resources/): Cliffport Business Capital, a small-business funding service in Galveston, TX, keeps three practical guides and one calculator here: hotel occupancy tax for lodging operators, the Texas mixed beverage permit, building permits and zoning in and around the City of Galveston, TX, and a hotel loan payment calculator. - [Hotel Occupancy Tax in Galveston, TX: What Hotel and Rental Operators Track Before Funding](https://cliffportbusinesscapital.com/resources/galveston-hotel-occupancy-tax/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains hotel occupancy tax from the funding side: the state and local layers, reports and forms operators may file, exemption certificates, where to confirm how collected tax must be handled, and why partners may ask whether filings are current before funding a lodging business. - [The Texas Mixed Beverage Permit and Funding a Galveston, TX Bar or Restaurant](https://cliffportbusinesscapital.com/resources/texas-mixed-beverage-permit/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains how the Texas mixed beverage permit fits into funding a bar or restaurant: why the permit timeline should come before the loan, which costs to budget, how lenders view permit status, and what to ask before borrowing. - [Galveston, TX Building Permits and Zoning: City vs County Before a Build-Out](https://cliffportbusinesscapital.com/resources/galveston-tx-building-permits-and-zoning/): Cliffport Business Capital, a small-business funding service in Galveston, TX, explains how building permits and zoning shape a buildout loan: whether a property falls under the City of Galveston, TX or Galveston County, TX, where owners check zoning maps and building codes, and how permit timing fits a renovation's funding plan. - [Hotel Loan Calculator for Galveston, TX Hotel and Motel Owners](https://cliffportbusinesscapital.com/resources/hotel-loan-calculator/): Cliffport Business Capital, a small-business funding service in Galveston, TX, offers this hotel loan calculator for renovations, FF&E and purchases. Enter an amount, a rate you were quoted and a term to see the monthly payment, total interest and total repaid. It does not know any partner's pricing. ## Areas served - [Business Funding in Galveston, Texas: Galveston County, TX Business Facts and Resources](https://cliffportbusinesscapital.com/galveston-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, gathers the public figures behind local funding requests: Galveston County, TX employer and nonemployer counts, the sector mix in the city's central ZIP code, self-employment in the City of Galveston, and links to industry pages, permit and tax guides and nearby towns. - [Areas Served Around Galveston, TX](https://cliffportbusinesscapital.com/service-areas/): Cliffport Business Capital, a small-business funding service in Galveston, TX, takes requests from across Galveston County, TX by phone and online. This page links to six town pages with ZIP-level business counts and notes other nearby communities, with distances measured from Galveston, TX. - [Business Financing for Texas City, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/texas-city-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, helps owners in Texas City, TX compare funding by phone and online. This page gives ZIP 77590 business counts by sector, explains why county figures do not describe the city, and points to funding options that retail, food and finance businesses can compare. - [Business Financing for La Marque, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/la-marque-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, takes funding requests from La Marque, TX owners by phone and online. This page lists ZIP 77568 employer counts by sector, self-employment in the city, and funding options retailers, restaurants and property businesses can compare. - [Business Financing for Hitchcock, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/hitchcock-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, helps Hitchcock, TX owners compare funding by phone and online. This page sets out ZIP 77563 employer counts by sector and funding options for a mix of shops, repair businesses, contractors and kitchens. - [Business Financing for Bacliff, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/bacliff-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, helps Bacliff, TX owners compare funding by phone and online. The page covers ZIP 77518 employer counts, the high share of very small employers and self-employed residents, and the options that fit owner-run businesses. - [Business Financing for Dickinson, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/dickinson-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, helps Dickinson, TX owners compare funding by phone and online. This page explains why ZIP 77539 counts reach well beyond city limits, lists employers by sector, and points to options that retailers, contractors and clinics can compare. - [Business Financing for Santa Fe, Texas Businesses](https://cliffportbusinesscapital.com/service-areas/santa-fe-tx/): Cliffport Business Capital, a small-business funding service in Galveston, TX, helps Santa Fe, TX owners compare funding by phone and online. This page shows ZIP 77510 employer counts, where construction leads every other sector, and funding options contractors and shops there can compare. ## Company - [Galveston, Texas Business Funding: Compare Your Options](https://cliffportbusinesscapital.com/): Cliffport Business Capital, a small-business funding service in Galveston, TX, sets out six ways to pay for a business expense: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each request is reviewed and decided by a funding partner. Phone (409) 235-9441 or use the online request to begin. - [How Business Funding Works in Galveston, TX: From First Call to Offer](https://cliffportbusinesscapital.com/how-it-works/): Cliffport Business Capital, a small-business funding service in Galveston, TX, sets out the four stages of a funding request: the first call, a short file, a partner's review and your decision. It matches your request with funding partners, who review it and make their own decision, and lists the documents partners may ask for and why no one can promise a date. - [Business Funding Questions From Galveston, TX Owners](https://cliffportbusinesscapital.com/faq/): Cliffport Business Capital, a small-business funding service in Galveston, TX, matches your request with funding partners, who review it and make their own decision. This page answers questions owners may have before a request: tax treatment of equipment loans, whether a cash advance is a loan, credit lines and credit scores, and business bank accounts. - [About Cliffport Business Capital in Galveston, TX](https://cliffportbusinesscapital.com/about/): Cliffport Business Capital is a Galveston, TX service for small-business funding. It explains six funding options in dollars and payment dates, then matches each request with funding partners who review it and make their own decision. Owners call (409) 235-9441 or use the online request to reach it. - [Contact Cliffport Business Capital in Galveston, TX](https://cliffportbusinesscapital.com/contact/): Cliffport Business Capital, a small-business funding service in Galveston, TX, takes requests by phone at (409) 235-9441 and through the online request form. This page lists the phone number, mailing address and map, and what to have ready when you call. - [Request Business Funding Options in Galveston, TX](https://cliffportbusinesscapital.com/apply/): Cliffport Business Capital, a small-business funding service in Galveston, TX, takes funding requests through this form. It asks for full name, phone, email, company name (optional), time in business, an annual revenue range and the amount range wanted, plus consent, and then a call follows to talk through options. - [Disclosures for Cliffport Business Capital, Galveston, TX](https://cliffportbusinesscapital.com/disclosures/): Cliffport Business Capital, a small-business funding service in Galveston, TX, sets out here what it is and is not: it arranges introductions to funding partners, who supply any money. It explains who decides on credit, how cash advances differ from loans, and where the figures on the site come from. ## Optional - [Full text of every page](https://cliffportbusinesscapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://cliffportbusinesscapital.com/sitemap.xml)