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Funding Options for Salons and Barber Shops in Galveston County, TX

Salon funding can cover a buildout, new stations or buying an existing shop.

Smiling stylist with long braids holding a comb and scissors in a bright salon
In short

Cliffport Business Capital, a small-business funding service in Galveston, TX, explains funding for beauty salons, nail salons and barber shops: stations and chairs, buildouts, buying an existing salon and what opening a barber shop involves, with Galveston County, TX salon counts and no-payroll firm figures.

At a glance
Beauty salons, county (2023)67
Nail salons (2023)26
Beauty salons with no payroll (2024)1,030
Nail salons with no payroll (2024)447
Barber shops with no payroll (2024)197

Salon Employers and No-Payroll Firms in Galveston County, TX

Galveston County, TX had 67 beauty salons with employees in 2023 (County Business Patterns 2023). Separately, 1,030 beauty salon firms reported no payroll in 2024 (Nonemployer Statistics 2024). For nail salons the counts were 26 employers (County Business Patterns 2023) and 447 firms without payroll (Nonemployer Statistics 2024). The two programs measure different businesses in different years and are not compared here.

For an owner-run salon, a partner may look at personal credit and at business bank statements kept separate from personal ones.

Four Steps to Funding a Salon

  1. Decide what the money buys: stations, a buildout, products or a purchase.
  2. Gather quotes and six months of statements.
  3. Separate business and personal accounts if you have not already.
  4. Submit it; a partner reads it and rules on it.

Stations, Chairs and Equipment

Hydraulic chairs, shampoo bowls, dryers, pedicure spas and ventilation for nail work fit equipment financing. Pedicure spas with plumbing can be bundled with the buildout.

Budgeting a Barber Shop Opening

This site does not publish cost figures. The main items are chairs and stations, mirrors, sterilization, the lease deposit and any buildout. Barber shops are not published at their own NAICS code in the county's 2023 employer file, though 197 barber firms without payroll appear in 2024 (Nonemployer Statistics 2024).

Buying an Existing Nail Salon

Buying a salon means valuing equipment, the lease, client records and whether technicians will stay. Ask for card-processing statements, booking records and the lease. A term loan can be one route.

Will a given salon turn a profit? Only the seller's statements can answer that for a specific shop.

Cash Advances in Salons

A salon with steady card sales can see merchant cash advance offers. Compare the total remitted with a working capital loan before accepting.

Salons in Galveston County, TX: The Numbers

Beauty salons with employees had 364 employees in 2023, and 62.7% of those salons had fewer than five employees; nail salons had 76 employees, and 73.1% of nail salon employers had fewer than five (County Business Patterns 2023).

Salons in Galveston County, TX
Business typeEmployer establishments, county (CBP 2023)EmployeesUnder five employeesZIP 77550 establishments (ZBP 2023)Nonemployer firms, county (NES 2024)
Beauty salons (NAICS 812112)6736462.7%31,030 (NAICS 812112)
Nail salons (NAICS 812113)267673.1%not published447 (NAICS 812113)
Barber shops (NAICS 812111)not published--not published197 (NAICS 812111)

Sources: U.S. Census Bureau, County Business Patterns 2023 and ZIP Code Business Patterns 2023 (employer establishments, NAICS 2017); Nonemployer Statistics 2024 (firms without paid employees, NAICS 2022). The programs cover different businesses and years and are not added together. Employment figures carry Census noise.

Commission Staff, Booth Rent and Cash Flow

A salon paying stylists by commission has payroll that rises and falls with sales; a salon renting booths collects fixed rent and carries less payroll risk. A partner may ask which model a salon uses, because it changes how predictable the business's income is.

Owners switching from one model to the other may be asked about the transition and how income will change during it.

Related Pages

All trades are under funding by industry; county figures are on the Galveston, TX data page.

By Cliffport Business Capital · Updated

Related industries

Funding options to compare

Other funding options

Each option is repaid differently; compare before choosing.

Working Capital

Short-horizon money for payroll, supplier invoices and rent while receivables catch up.

Business Term Loans

One lump sum for a remodel, a purchase of a business or a second site, paid back on a fixed schedule.

Inventory Financing

Money for stock bought ahead of sales, often secured by the goods themselves.

Questions Owners May Have

Quick answers to questions owners may have first.

Still unsure? Call (409) 235-9441

Are salon business loans in Texas available to booth renters?

A booth renter is a business too; partners may look at personal credit and statements.

Can I finance pedicure spas?

They can be financed as equipment, with the plumbing sometimes in the buildout budget.

Is a cash advance a good idea for a salon?

Total the remittances and compare the dollar cost with a loan first.

What do partners ask a salon for?

Card and bank statements, the lease and equipment quotes.

Business Counts From the Census

  • 6,597

    Employer establishments

    Galveston County, TX locations with one or more paid employees in March 2023.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 35,535

    Businesses with no payroll

    Galveston County, TX businesses that reported receipts but no paid employees.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 53.9%

    Employers below five workers

    Share of Galveston County, TX employer establishments in the one-to-four size class.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 2,525

    Homes permitted in 2025

    New privately owned housing units authorized by building permits in Galveston County, TX.

    Source: U.S. Census Bureau, Building Permits Survey 2025
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