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Business Financing for Dickinson, Texas Businesses

ZIP 77539 counts 607 employer establishments, but Dickinson, TX covers only about a fifth of its land. Here is how to read its figures and start a funding request.

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In short

Cliffport Business Capital, a small-business funding service in Galveston, TX, helps Dickinson, TX owners compare funding by phone and online. This page explains why ZIP 77539 counts reach well beyond city limits, lists employers by sector, and points to options that retailers, contractors and clinics can compare.

At a glance
CountyGalveston County, TX
DistanceRoughly 19 miles WNW of Galveston, TX by straight line
Employer sites in ZIP 77539, 2023607
Dickinson, TX portion of ZIP 77539 land19.9%
Employees per establishment (our arithmetic)10.6
Self-employed residents8.9% (plus or minus 2.3)

Business Loans in Dickinson, TX

Dickinson, TX lies about 19 miles west-northwest of Galveston, TX. ZIP 77539 carries the Dickinson name, but the city covers only 19.9% of the ZIP's land, so the 607 establishments counted there are ZIP 77539 figures, not Dickinson, TX figures.

Who Employs People in ZIP 77539

Sector headcount of ZIP 77539 employers, 2023
SectorEstablishmentsUnder five employees
Retail trade9451.1%
Construction7655.3%
Accommodation and food services7337.0%
Other services7369.9%
Health care and social assistance6844.1%
Professional, scientific and technical services3778.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 607 employer establishments, 6,409 paid employees and $298.2 million in annual payroll; 56.7% had fewer than five employees. That works out to about 10.6 employees per establishment and $46,500 of payroll per employee (our arithmetic; Census payroll and employment carry noise).

A Broad Mix in ZIP 77539

Retail (94), construction (76), food service (73), other services (73) and health care (68) are close in size. Contractors can start with the contractor page; clinics with medical practice funding.

Professional services (37) show the highest small-firm share in the top six, 78.4%. The sector includes accountants, consultants and similar offices; a line of credit is one option to compare.

Dickinson, TX Residents Who Work for Themselves

About 8.9% of employed Dickinson, TX residents are self-employed (plus or minus 2.3; American Community Survey 2020-2024): 2.4% incorporated and 6.5% unincorporated.

Next Steps

Compare all six options, see county figures, or browse other towns.

Who Cliffport Business Capital works with in Dickinson, TX

Owners in Dickinson, TX come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.

What to gather before you call

  • Business checking statements covering roughly the last quarter or two
  • Your most recent business tax return
  • Government-issued ID for each owner
  • Formation documents and your EIN
  • A list of existing business debts and payments
  • For equipment, the seller's quote with make, model and price

Partners differ in what they request; this list covers the usual ground.

What happens after you reach out

  1. You call (409) 235-9441 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
  2. We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
  3. Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
  4. Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.

From Dickinson, TX, the whole request can run by phone and online.

By Cliffport Business Capital · Updated

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Business Counts From the Census

  • 6,597

    Employer establishments

    Galveston County, TX locations with one or more paid employees in March 2023.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 35,535

    Businesses with no payroll

    Galveston County, TX businesses that reported receipts but no paid employees.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 53.9%

    Employers below five workers

    Share of Galveston County, TX employer establishments in the one-to-four size class.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 2,525

    Homes permitted in 2025

    New privately owned housing units authorized by building permits in Galveston County, TX.

    Source: U.S. Census Bureau, Building Permits Survey 2025

Towns We Serve Near Galveston, TX

Owners in nearby towns can reach Cliffport Business Capital by phone or the online request.

All towns served

Questions Owners May Have

Quick answers to questions owners may have first.

Still unsure? Call (409) 235-9441

Why do ZIP 77539 counts overstate Dickinson, TX?

Because the city covers about a fifth of the ZIP's land, the counts include businesses outside city limits.

Which option suits a Dickinson, TX contractor?

Equipment financing or a line of credit are two options to compare; see the contractor page.

How do I contact Cliffport from Dickinson, TX?

Call (409) 235-9441 or send the online request.

Call (409) 235-9441Request