Cliffport Business Capital, a small-business funding service in Galveston, TX, helps owners in Texas City, TX compare funding by phone and online. This page gives ZIP 77590 business counts by sector, explains why county figures do not describe the city, and points to funding options that retail, food and finance businesses can compare.
| County | Galveston County, TX and Chambers County, TX |
|---|---|
| Distance | Roughly 11 miles NW of Galveston, TX by straight line |
| Employer sites in ZIP 77590, 2023 | 483 |
| Texas City, TX portion of ZIP 77590 land | 98.4% |
| Employees per establishment (our arithmetic) | 18.3 |
| Self-employed residents | 6.0% (plus or minus 1.6) |
Texas City, TX Owners and Small Business Loans
Texas City, TX sits about 11 miles northwest of Galveston, TX, and its businesses reach Cliffport Business Capital the same way as anyone else: by phone at (409) 235-9441 or through the online request. Because the city spans two counties, Galveston County, TX and Chambers County, TX, this page uses figures for the city itself and for ZIP 77590, which the city covers almost entirely (98.4% of the ZIP's land).
Who Employs People in ZIP 77590
| Sector | Establishments | Under five employees |
|---|---|---|
| Retail trade | 96 | 54.2% |
| Accommodation and food services | 66 | 24.2% |
| Other services | 50 | 62.0% |
| Finance and insurance | 43 | 72.1% |
| Health care and social assistance | 43 | 51.2% |
| Professional, scientific and technical services | 37 | 56.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 483 employer establishments, 8,857 paid employees and $827.0 million in annual payroll; 48.9% had fewer than five employees. That works out to about 18.3 employees per establishment and $93,400 of payroll per employee (our arithmetic; Census payroll and employment carry noise).
A Payroll-Heavy ZIP
ZIP 77590's payroll per employee works out well above the other community ZIPs on this site. For owners of smaller shops, that matters mostly as context: partners judge a request on the business's own deposits.
Retail trade leads the ZIP's count with 96 establishments; inventory financing and credit lines are options for retailers to compare. Finance and insurance counted 43 establishments; agency owners will find a page for insurance agencies.
Texas City, TX Residents Who Work for Themselves
About 6.0% of employed Texas City, TX residents are self-employed (plus or minus 1.6), below the 10.5% Texas figure (American Community Survey 2020-2024). Of that, about 2.1% run incorporated businesses and 3.9% unincorporated ones.
Next Steps
Compare all six options on the options page, or see county figures on the Galveston, TX page and other towns nearby.
Who Cliffport Business Capital works with in Texas City, TX
Owners in Texas City, TX come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- Recent business bank statements (partners often ask for three to six months)
- Your most recent business tax return
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- Formation documents and your EIN
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- You call (409) 235-9441 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Owners in Texas City, TX can start by phone or with the short online form; no office visit is needed.
By Cliffport Business Capital · Updated